Tips for Working with Homeowners Insurance After a Storm

Home Insurance Tips: The Guide to Successfully Filing a Claim

Going through homeowners insurance can often be more than just stressful—it can be downright confusing. Figuring out what types of repairs are covered by your home insurance policy and what will be an out of pocket expense is difficult, and if this is the first time you’ve had to contact your homeowners insurance company, it can be hard to know where to start. In our guide full of home insurance tips, we de-mystify the process of filing a claim.

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Filing A Homeowners Insurance Claim 101

First things first: whenever your home sustains significant damage, you need to contact your insurer no matter the time. Then you’ll need to photograph everything so you can prove your loss to the homeowners insurance adjuster. But that’s just skimming the surface. There’s a lot to keep in mind as you file a claim to minimize the risk of having it be denied.

A reputable roofing contractor should guide you through dealing with your home insurance company.

In this guide, we give you a step-by-step checklist for filing a claim from spotting damage to contacting your homeowners insurance company to dealing with your adjuster.

Finding the right contractor: The exactimate advantage

Xactimate, often misspelled as “Exactimate” is a software used by many reputable roofing and construction contractors that sets price ranges for common home repairs.

Essentially, “Exactimate” takes the guesswork out of getting the cost of home repairs approved by your homeowners insurance company.   Working with a roofing contractor that uses “Exactimate” for insurance claims lessens the chance your claim will be denied.

In this guide, you’ll learn how to find a contractor that will work within the guidelines of your homeowners insurance policy.

Whether you noticed your home’s roof is failing, or your home has just sustained significant storm damage, learn what you need to know about conducting repairs through homeowners insurance. Fill out the form to download our home insurance tips guide.

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What Our Customers Say

As the result of a recent storm, I had a few water stains on my bedroom ceiling and some damaged drywall. Mike B came by to do the repair work. First, he mudded in the damaged drywall and then had to find a match to the 29-year-old off-white paint. It took multiple visits but the final result was perfect. He then used some of my three-year-old beige paint to cover the drywall that had two water stains. He expertly blended in my paint to match the existing paint on the wall. Another perfect job.Mike is a true professional. He will analyze the situation, tell the customer what needs to be done and how long it will take. Then, he does just that, expertly. I never saw such an efficient worker who repairs drywall and paints. He is a tribute to Wildwood Roofing.

William Crawford

They were GREAT. Everything from communications , to the work done to the payment went very smooth. Defiantly would use the again

Alan Konecnik

Caleb with wildwood roofing & construction was professional and the projects were completed on time. We used WRC on two different projects and both projects we were 100% satisfied with the end product. The communication and follow through were outstanding and the quality of work was top notch. I would highly recommend them.

RJ Darling

Wildwood Roofing were amazing and did such a great job on my roof! Mike is the best, he helped me through all the insurance stuff and had very good communication! If you need your roof done Mike is your guy! He treated me like a family not just another customer! I highly recommend you get Mike when using wildwood roofing!

Amber Gondran

Great job by the Wildwood team. The siding looks great and really improves the appearance of our home. I would highly recommend Wildwood roofing.

Gerard Wood

Right from the start Elliot was professional and did not try to oversell the job. Our standing seam roof had a leak and most would recommend a sprayed-on coating. After the inspection, Elliot offered a very reasonable repair. The price was right, the workmanship was excellent and the warehouse had zero water after last weekend’s major storm. An overall great experience.

Todd Matheis

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