Tips for Working with Homeowners Insurance After a Storm

Home Insurance Tips: The Guide to Successfully Filing a Claim

Going through homeowners insurance can often be more than just stressful—it can be downright confusing. Figuring out what types of repairs are covered by your home insurance policy and what will be an out of pocket expense is difficult, and if this is the first time you’ve had to contact your homeowners insurance company, it can be hard to know where to start. In our guide full of home insurance tips, we de-mystify the process of filing a claim.

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Filing A Homeowners Insurance Claim 101

First things first: whenever your home sustains significant damage, you need to contact your insurer no matter the time. Then you’ll need to photograph everything so you can prove your loss to the homeowners insurance adjuster. But that’s just skimming the surface. There’s a lot to keep in mind as you file a claim to minimize the risk of having it be denied.

A reputable roofing contractor should guide you through dealing with your home insurance company.

In this guide, we give you a step-by-step checklist for filing a claim from spotting damage to contacting your homeowners insurance company to dealing with your adjuster.

Finding the right contractor: The exactimate advantage

Xactimate, often misspelled as “Exactimate” is a software used by many reputable roofing and construction contractors that sets price ranges for common home repairs.

Essentially, “Exactimate” takes the guesswork out of getting the cost of home repairs approved by your homeowners insurance company.   Working with a roofing contractor that uses “Exactimate” for insurance claims lessens the chance your claim will be denied.

In this guide, you’ll learn how to find a contractor that will work within the guidelines of your homeowners insurance policy.

Whether you noticed your home’s roof is failing, or your home has just sustained significant storm damage, learn what you need to know about conducting repairs through homeowners insurance. Fill out the form to download our home insurance tips guide.

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Wildwood did a great job in a timely manner. Roof looks amazing , thank you!!

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Luke was very helpful from the very beginning until the end of the project. The crew did a great job protecting the landscaping and were thorough with their cleanup. I highly recommend Wildwood Roofing.

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Steve

The sometimes-dreadful thoughts one might have when needing a new roof, along with getting quotes, dealing with insurance adjusters and claims, and the inconvenience during construction, can be a daunting experience; however, this couldn’t have been further from what our experience was with our recent new roof and gutter replacement by Wildwood Roofing and Construction.We were referred to Elliot Emann of Wildwood Roofing and Construction when our home had hail damage. Elliot performed an assessment of our home and thoroughly went over the damages we had, as well as meeting with our insurance adjuster to go over the damages he found.With Elliot’s guidance and findings, the initial insurance claims process was quick and seamless. Within only a few weeks of filing our claim, construction was underway. The Wildwood Construction crews were polite, respectful of our property, worked diligently, and cleaned up all construction debris, finishing the project in an expeditious manner.From the initial damage assessment of our home through the final project closeout, we did not experience any sales pitch pressures or tactics from any of the staff with Wildwood Roofing and Construction. Elliot’s main focus was ensuring we were happy and satisfied with the process, schedule, and construction.Without reservation, I highly recommend Elliot Emann and the services of Wildwood Roofing and Construction.Rick Rohlfing

Rick Rohlfing

Dwight with Wildwood Roofing met with us and worked efficiently with our insurance company to have our roof replaced. He’s very easy to work with and the crew did a great job.

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