Storm Restoration – Insurance Tips

6I8A9798-web

Home Insurance Tips: The Guide to Successfully Filing a Claim

Going through homeowners insurance can often be more than just stressful—it can be downright confusing. Figuring out what types of repairs are covered by your home insurance policy and what will be an out of pocket expense is difficult, and if this is the first time you’ve had to contact your homeowners insurance company, it can be hard to know where to start. In our guide full of home insurance tips, we de-mystify the process of filing a claim.

Get an Instant Quote

GettyImages-89466111-scaled

Filing A Homeowners Insurance Claim 101

First things first: whenever your home sustains significant damage, you need to contact your insurer no matter the time. Then you’ll need to photograph everything so you can prove your loss to the homeowners insurance adjuster. But that’s just skimming the surface. There’s a lot to keep in mind as you file a claim to minimize the risk of having it be denied.

A reputable roofing contractor should guide you through dealing with your home insurance company.

In this guide, we give you a step-by-step checklist for filing a claim from spotting damage to contacting your homeowners insurance company to dealing with your adjuster.

Finding the right contractor: The exactimate advantage

Xactimate, often misspelled as “Exactimate” is a software used by many reputable roofing and construction contractors that sets price ranges for common home repairs.

Essentially, “Exactimate” takes the guesswork out of getting the cost of home repairs approved by your homeowners insurance company. 

Working with a roofing contractor that uses “Exactimate” for insurance claims lessens the chance your claim will be denied.

In this guide, you’ll learn how to find a contractor that will work within the guidelines of your homeowners insurance policy.

Whether you noticed your home’s roof is failing, or your home has just sustained significant storm damage, learn what you need to know about conducting repairs through homeowners insurance. Fill out the form to download our home insurance tips guide.

Sign Up For Our Newsletter

Get Roofing Services Beyond Your WILDEST Dreams

Areas We Serve

Premier St. Louis Area Roofing Contractor

At Wildwood Roofing & Construction, we’re proud to serve the St. Louis area with top-notch roofing and exterior services. We bring our expertise to both commercial and residential properties throughout the region. From roofing to siding and beyond, we’re committed to delivering quality and customer satisfaction to our neighbors.

View All Locations

Google Logo

Showing 4 and 5 star Google reviews

What Our Customers Say

This company did an excellent job on my roof & we’re very efficient!

Robert Rocha

I had an excellent experience with Wildwood Roofing. William was great to work with start to finish. I was pleased with the finish product and the follow up after the completion of the project.

Ryan Keller

Wildwood roofing did excellent work for me. The roof looks great and has never leaked. The gutters drain the water properly and after it rains there is no standing water sitting in any of my gutters. Mike Burnett worked very skillfully with my insurance company to get a quick and fair resolution for me. I am 100 percent satisfied with Wildwood roofing.

Sandy Blume

Very happy with our new roof and the high level of service by Caleb Hahn. He made sure we were taken care of and we would highly recommend him and Wildwood Roofing.

Shari Cooper

Elliot and his Team did great work! They communicated well during the entire process and once the roof replacement was started they completed very quickly.”Highly recommended”

Kurt Voss

It was great working with Caleb Hahn at Wildwood Roofing. Caleb walked us through the process and answered all our questions. He worked with the insurance company and the results were great. Based on my experience, I highly recommend Caleb and Wildwood Roofing.

Patrick McGhee
DJI_0096-web

12 Months Same As Cash – No Money Down Or Payments For 6 Months!

See Financing Options

We Set the Standard

The WILDWOOD Advantage

We are leaving the competition in the gutter with peak performance and attention to what really matters.

Peace of Mind Starts Here
Tab Icon Wildwood
Others
Award-Winning Servicescheck?
Buy a Roof Over the Phonecheckx
95% Insurance Approval Ratecheckx
Best in Industry Warrantiescheck?
Payments as Low as $99/Monthcheckx
0% Interest Up to 12 Monthscheckx
Rated 5 Stars by Homeownercheckx
Scroll to see More

Instant Quote Tool Contact Us

Get an Instant Quote

Schedule a free inspection today!

Instant Quote