Tips for Working with Homeowners Insurance After a Storm

Home Insurance Tips: The Guide to Successfully Filing a Claim

Going through homeowners insurance can often be more than just stressful—it can be downright confusing. Figuring out what types of repairs are covered by your home insurance policy and what will be an out of pocket expense is difficult, and if this is the first time you’ve had to contact your homeowners insurance company, it can be hard to know where to start. In our guide full of home insurance tips, we de-mystify the process of filing a claim.

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Filing A Homeowners Insurance Claim 101

First things first: whenever your home sustains significant damage, you need to contact your insurer no matter the time. Then you’ll need to photograph everything so you can prove your loss to the homeowners insurance adjuster. But that’s just skimming the surface. There’s a lot to keep in mind as you file a claim to minimize the risk of having it be denied.

A reputable roofing contractor should guide you through dealing with your home insurance company.

In this guide, we give you a step-by-step checklist for filing a claim from spotting damage to contacting your homeowners insurance company to dealing with your adjuster.

Finding the right contractor: The exactimate advantage

Xactimate, often misspelled as “Exactimate” is a software used by many reputable roofing and construction contractors that sets price ranges for common home repairs.

Essentially, “Exactimate” takes the guesswork out of getting the cost of home repairs approved by your homeowners insurance company.   Working with a roofing contractor that uses “Exactimate” for insurance claims lessens the chance your claim will be denied.

In this guide, you’ll learn how to find a contractor that will work within the guidelines of your homeowners insurance policy.

Whether you noticed your home’s roof is failing, or your home has just sustained significant storm damage, learn what you need to know about conducting repairs through homeowners insurance. Fill out the form to download our home insurance tips guide.

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What Our Customers Say

I would like to say that Wildwood Roofing did excellent job on repairing my roof and ceiling in my bedroom and I also want to say that Josh was so nice the representative for Wildwood and thank you so much and the gentleman you sent out to repair the ceiling in my bedroom Mr Berry was so nice he did amazing job on the ceiling and went beyond the Call of Duty he painted the whole bedroom I was so impressed with him thank you so much Wildwood

Stephanie Myers

The experienced project director Mr. McDavid did good job for replacing my hail damaged roof back in March. He properly assessed all related Storm Damages about my house. He helped file my Insurance Claim to increase the previously approved claim amount to do more hail repairs. After the final claim was approved, the company finished the job promptly and assured the labor warranty of the newly installed roof. Job well done. Thanks. Happy customer and will refer to friends in the future.

Charles Charles

Wildwood Roofing & Construction completely updated the outside of my home from the top of the chimney and roof to the siding and trim. They sent out great crews for every step of the process who were great doing all the installation and updates. The really covered every detail and did a fantastic job. I highly recommend Wildwood Roofing & Construction if you are looking for great service and great work being done on your home.

craig huebner

Wildwood Roofing did an excellent job installing our insulated siding and wrapping our fascia boards. They cleaned the area afterwards.

Harry Hillman

I am very happy with the job done and how quickly Elliot responded to my questions. He is very professional and courteous as well as the crews that completed the work. The damage to my home was caused by a widespread storm so there were many customers who were in the same boat as me, so the work took a little longer than expected, but most critical work to weatherize my home was completed first which I truly appreciated. Highly recommend.

L MCCREADY

Elliot exceeded my expectations… Professional, courteous, patient, thorough in assisting and explaining the best solution for my roofing needs.I have and will recommend him.Thanks Elliot for all of your help!

Audrey Arend

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